Buyer responsibilities during the lending process (mortgage application)...

When applying for a mortgage, everyone wants the process to be as seamless as possible. 732.500.6883 https://JGraff.AdvisorsMortgage.com As a borrower, your biggest responsibilities are to be honest and to provide all the information your lender requires in a timely fashion. Never overstate your income or how long you have been employed. Never overstate your assets and accurately report all of your debts. Don't make any changes to the income tax returns you provide to the lender. If you are using gift money for all or part of your down payment, get the donor to write to your lender to make it clear the money was a gift and not a loan. Don't list any fake co-borrowers on your loan application. Be truthful about any and all credit problems, past and present. Be honest about your intention to occupy the home. Never provide any false supporting documents. It is not unusual for lender to ask for more information once a loan application has been submitted. The sooner you provide the additional information, the faster your application will be processed. #mortgage #loans #loan #homeloan #mortgages #credit #mortgagebroker #realestate #money #finance #mortgageapplication #documents #giftletter #coborrowers #buyingahome #buyingahouse #buyahome #buyahouse #debt #tax