Refinance Now-Save money while you still can-Inflation will raise rates ...

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A Gift If You Open It Now

Imagine receiving a gift and having it taken away before you even had the chance to unwrap it. This could be happening in the very near future to everyone who is about to miss this amazing refinance opportunity. Rates are incredibly attractive and provide you with an opportunity to save a very meaningful amount of money on your mortgage every month. But any positive news about progress on the pandemic will likely cause rates to move higher. In addition, the Federal Reserve has told us that they will be more lenient on inflation. This is important because higher inflation causes Mortgage Rates to rise. There’s a good chance inflation will continue to move higher, especially as the economy recovers. Demand for goods and services will increase first, but supply and labor will likely lag for a period of time, causing prices to rise. This potential spike in inflation could mean that Mortgage Rates will become less attractive. And they don’t need to move dramatically for the gift of low rates to be much less beneficial. Don’t wait, call me today, and don’t let anything take this gift away from you. I’m James Graff and that's this week's Mortgage Minute.

HOME LOANS James Graff  NMLS# 1974758 

Advisors Mortgage Group, L.L.C.  NMLS# 33041

2899 Highway 35 North Hazlet N.J. 07730

In 34 states of The United States of America:

AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV

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INCREDIBLE OPPORTUNITY Take advantage before it's over! HOME LOANS J Gra...

JGraff.AdvisorsMortgage.com/contact 732-500-6883

INCREDIBLE refinance OPPORTUNITY! Take advantage before it's over! THE FED'S CONFUSING MESSAGE

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James Harrison Graff NMLS#1974758

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THE FED'S CONFUSING MESSAGE

You may have recently heard that the Fed announced that they think the Fed Funds Rate will remain at zero through at least 2023.

First and foremost, the Fed Funds Rate and Mortgage Rates are two totally different instruments. The Fed Funds Rate can change from one day to another, but a Mortgage Rate may be in effect for over 30 years.

Mortgage Rates will be affected by inflation because inflation erodes the buying power of the fixed return that a mortgage holder receives. And interestingly, the best way to combat inflation is by raising the Fed Funds Rate. If inflation begins to rise, and there are already some signs of this, Mortgage Rates will start to climb in response. All this can occur while the Fed Funds Rate is at zero.

If you would like to see an example of this, look no further then what transpired a few years ago when Mortgage Rates rose nearly 1%, while the Fed Funds Rate remained at zero.

The current rate environment presents an incredible opportunity that should be taken advantage of. Contact me so I can help you benefit before things change.

HOME LOANS James Graff NMLS# 1974758

Advisors Mortgage Group, L.L.C. NMLS# 33041

2899 Highway 35 North Hazlet N.J. 07730

In 34 states of The United States of America:

AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV

Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac...

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