What is Mortgage Underwriting? - James Graff 732.500.6883

Adjustable Versus Fixed Rate Mortgages - James H. Graff 732.500.6883

Is a fixed or adjustable rate mortgage right for you?...

https://JGraff.AdvisorsMortgage.com    

https://958.prequalifyme.today for no SS#/hassle/obligation help 

FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com 

FREE Guides: 

Home Buying-https://bit.ly/33UTW2K 

Home Selling-https://bit.ly/3mTvLuv 

FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com  

PREQUALIFY for loan: https://bit.ly/2GuyvgQ 

APPLY for loan: https://bit.ly/2HH6cwi 

732-500-6883 https://JGraff.AdvisorsMortgage.com/contact

 https://facebook.com/nmls1974758

FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators

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FREE (Downloadable, pdf) books:

"A Step-by-Step Guide to Financing Homes"

(call me for a printed copy: 732.500.6883)

"Best Selling Options in a Divorce":

https://james-graff.book.live/divorce-book

"My Secret Wealth of Information for Any Seller":

https://james-graff.book.live/biz-card-book

"Home Buyers Guide - Everything You Need to Know About Buying a Home":

https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag:

     "HOME LOANS NEWS": 

https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1   

   

And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE!

     "I wrote the book on home loans...;o)" - James H. Graff

FREE  "beta/test" copy of my new 70+ page, pdf Ebook 

     "HOME LOANS: 

          LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying,           selling and financing a home" 

FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4

HOME LOANS James Graff   NMLS# 1974758 

Advisors Mortgage Group, L.L.C.   NMLS# 33041

2899 Highway 35 North  Hazlet N.J. 07730

In 34 states of The United States of America:

AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV

Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac...

#adjustablerate #fixedrate #adjustablevsfixed #mortgages

#mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor  #realestateagent #agent #mortgagecalculator

What is a Bridge Loan? - James H. Graff 732.500.6883

A bridge loan is basically a short term loan that a homeowner can use to bridge the gap between two transactions, typically the buying of one house and the selling of another...

https://JGraff.AdvisorsMortgage.com

https://958.prequalifyme.today for no SS#/hassle/obligation help

FREE Real Estate tips:

http://RealEstateWithAdvisorsJG.com

FREE Guides:

Home Buying-https://bit.ly/33UTW2K

Home Selling-https://bit.ly/3mTvLuv

FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com

PREQUALIFY for loan: https://bit.ly/2GuyvgQ

APPLY for loan: https://bit.ly/2HH6cwi

732-500-6883

https://JGraff.AdvisorsMortgage.com/contact

https://facebook.com/nmls1974758

FREE MORTGAGE CALCULATORS:

https://JGraff.AdvisorsMortgage.com/calculators

FREE (Downloadable, pdf) books:

"A Step-by-Step Guide to Financing Homes"

(call me for a printed copy: 732.500.6883)

"Best Selling Options in a Divorce":

https://james-graff.book.live/divorce-book

"My Secret Wealth of Information for Any Seller":

https://james-graff.book.live/biz-card-book

"Home Buyers Guide - Everything You Need to Know About Buying a Home":

https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag:

"HOME LOANS NEWS":

https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1

And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE!

"I wrote the book on home loans...;o)" - James H. Graff

FREE "beta/test" copy of my new 70+ page, pdf Ebook

"HOME LOANS:

LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying, selling and financing a home"

FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4

HOME LOANS James Graff NMLS# 1974758

Advisors Mortgage Group, L.L.C. NMLS# 33041

2899 Highway 35 North Hazlet N.J. 07730

In 34 states of The United States of America:

AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV

Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac...

#bridgeloans #bridgeloan #mortgages

#mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor #realestateagent #agent #mortgagecalculator

How Much Money is Required to Buy a House - James H. Graff 732.500.6883

The amount of money you will need up front to buy a house depends on a number of factors, but in general you will need to come up with enough money to cover these three costs...https://JGraff.AdvisorsMortgage.com https://958.prequalifyme.today for no SS#/hassle/obligation help FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators FREE (Downloadable, pdf) books: "A Step-by-Step Guide to Financing Homes" (call me for a printed copy: 732.500.6883) "Best Selling Options in a Divorce": https://james-graff.book.live/divorce-book "My Secret Wealth of Information for Any Seller": https://james-graff.book.live/biz-card-book "Home Buyers Guide - Everything You Need to Know About Buying a Home": https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag: "HOME LOANS NEWS": https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1 And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE! "I wrote the book on home loans...;o)" - James H. Graff FREE "beta/test" copy of my new 70+ page, pdf Ebook "HOME LOANS: LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying, selling and financing a home" FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4 HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac... #mortgages #mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor #realestateagent #agent #mortgagecalculator

5 Tips for Making Your Best Offer-PART 2/4: 3. Real Estate Professional 4. Craft Fair, Strong Offer

PART 2 of 4: "3. A Real Estate Professional Can Lead You to Victory 4. Craft a Fair and Strong Offer - Explain DU/LP findings! Get rid of your sales contingency: RECAST your loan AFTER you buy - put cash on hand down and then AFTER BOTH sales recast to put more down and lower your mortgage payment. https://JGraff.AdvisorsMortgage.com 732.500.6883 No matter what the housing market looks like, rely on a trusted real estate advisor. As Freddie Mac says: “The success of your homebuying journey largely depends on the company you keep. . . . be sure to select experienced, trusted professionals who will help you make informed decisions and avoid any pitfalls.” Agents are experts in the local real estate market. They have insight into what’s worked for other buyers in your area and what sellers may be looking for in an offer. It may seem simple, but catering to what a seller may need can help your offer stand out. 4. Craft a Strong, Fair Offer In the past, offering at or near the asking price was enough to make your offer appealing to sellers. In today’s market, that’s often not the case. According to the latest Realtors Confidence Index from NAR, 50% of offers are above the list price. In such a competitive market, emotions and prices can run high. Having an agent to help craft a strong, fair offer is critical in these situations. Your agent can help you understand: The market value of the home Recent sales trends in the area Current buyer demand" Explain DU/LP findings Recast your loan AFTER you buy - reducing your mortgage payments but may get rid of the sales contingency regarding the sale of your current home. https://958.prequalifyme.today for no SS#/hassle/obligation help FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators FREE (Downloadable, pdf) books: "A Step-by-Step Guide to Financing Homes" (call me for a printed copy: 732.500.6883) "Best Selling Options in a Divorce": https://james-graff.book.live/divorce-book "My Secret Wealth of Information for Any Seller": https://james-graff.book.live/biz-card-book "Home Buyers Guide - Everything You Need to Know About Buying a Home": https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag: "HOME LOANS NEWS": https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1 And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE! "I wrote the book on home loans...;o)" - James H. Graff FREE "beta/test" copy of my new 70+ page, pdf Ebook "HOME LOANS: LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying, selling and financing a home" FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4 HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac... #mortgages #mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor #realestateagent #agent #mortgagecalculator

5 Tips for Making Your Best Offer - PART 1 of 4: 1. Know Your Budget 2. Be Prepared to Move Fast

PART 1 of 4: 1. Know Your Budget 2. Be Prepared to Move Fast - "In today’s sellers’ market, standing out as a buyer is critical. https://JGraff.AdvisorsMortgage.com 732.500.6883 Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. Below are "five"* things to keep in mind when it’s time to make an offer. (*TWO things! please see the next three videos in this series...Parts 2-4...for the other three things to keep in mind...Thanks) 1. Know Your Budget Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it: “This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a serious buyer.” Showing sellers you’re serious can give you a competitive edge. It enables you to act quickly when you’ve found your perfect home. 2. Be Prepared To Move Fast Speed and the pace of sales are contributing factors to today’s competitive housing market. According to the latest Existing Home Sales Report from the National Association of Realtors (NAR), the average home is on the market for just 17 days. As the report notes: “Eighty-nine percent of homes sold in July 2021 were on the market for less than a month.” When homes are selling fast, staying on top of the market and moving quickly are key. After you’ve worked with your agent to find the home that suits" //958.prequalifyme.today for no SS#/hassle/obligation help FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators FREE (Downloadable, pdf) books: "A Step-by-Step Guide to Financing Homes" (call me for a printed copy: 732.500.6883) "Best Selling Options in a Divorce": https://james-graff.book.live/divorce-book "My Secret Wealth of Information for Any Seller": https://james-graff.book.live/biz-card-book "Home Buyers Guide - Everything You Need to Know About Buying a Home": https://james-graff.book.live/buyer-bookFREE current copy of my periodical eMag: "HOME LOANS NEWS": https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1 And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE! "I wrote the book on home loans...;o)" - James H. Graff FREE "beta/test" copy of my new 70+ page, pdf Ebook "HOME LOANS: LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying, selling and financing a home" FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4 HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac... First Time Home Buyers, For Buyers, Move-Up Buyers #FirstTimeHomeBuyers #ForBuyers #Move-UpBuyers #mortgages #mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor #realestateagent #agent #mortgagecalculator