Bidding Wars Continue at an All-Time High! Advisors 30 Second Market Update 2/15/21 Contact me today at 732.500.6883 or click this link to request a “personalized” rate quote... get started with your new home purchase or refinance. https://jgraff.advisorsmortgage.com/contact #advisors #marketupdate

HAPPY VALENTINE'S DAY!! Romantic, sappy, corny, silly, love songs! YOUTUBE PLAYLIST

Valentine's Day, also called Saint Valentine's Day or the Feast of Saint Valentine, is celebrated annually on February 14. It originated as a Roman Catholic feast day honoring one or two early Christian martyrs named Saint Valentine and, through later folk traditions, has become a significant cultural, religious, and commercial celebration of romance and romantic love in many regions of the world.

There are a number of martyrdom stories associated with various Valentines connected to February 14, including an account of the imprisonment of Saint Valentine of Rome for ministering to Christians persecuted under the Roman Empire in the third century.[4][5] According to an early tradition, Saint Valentine restored sight to the blind daughter of his jailer.[6] Numerous later additions to the legend have better related it to the theme of love: an 18th-century embellishment to the legend claims he wrote the jailer's daughter a letter signed "Your Valentine" as a farewell before his execution;[7] another addition posits that Saint Valentine performed weddings for Christian soldiers who were forbidden to marry.[5]

The Feast of Saint Valentine was established by Pope Gelasius I in AD 496 to be celebrated on February 14 in honour of Saint Valentine of Rome, who died on that date in AD 269.[8][9] The day became associated with romantic love in the 14th and 15th centuries when notions of courtly love flourished, apparently by association with the "lovebirds" of early spring. In 18th-century England, it grew into an occasion in which couples expressed their love for each other by presenting flowers, offering confectionery, and sending greeting cards (known as "valentines"). Valentine's Day symbols that are used today include the heart-shaped outline, doves, and the figure of the winged Cupid. Since the 19th century, handwritten valentines have given way to mass-produced greeting cards.[10] In Italy, Saint Valentine's Keys are given to lovers "as a romantic symbol and an invitation to unlock the giver's heart", as well as to children to ward off epilepsy (called Saint Valentine's Malady).[11]

Saint Valentine's Day is not a public holiday in any country, although it is an official feast day in the Anglican Communion[12] and the Lutheran Church.[13] Many parts of the Eastern Orthodox Church also celebrate Saint Valentine's Day on July 6 in honor of Roman presbyter Saint Valentine, and on July 30 in honor of Hieromartyr Valentine, the Bishop of Interamna (modern Terni).[14]

History

Shrine of St. Valentine in Whitefriar Street Carmelite Church in Dublin, Ireland

Numerous early Christian martyrs were named Valentine.[15] The Valentines honored on February 14 are Valentine of Rome (Valentinus presb. m. Romae) and Valentine of Terni (Valentinus ep. Interamnensis m. Romae).[16] Valentine of Rome was a priest in Rome who was martyred in 269 and was added to the calendar of saints by Pope Gelasius I in 496 and was buried on the Via Flaminia. The relics of Saint Valentine were kept in the Church and Catacombs of San Valentino in Rome, which "remained an important pilgrim site throughout the Middle Ages until the relics of St. Valentine were transferred to the church of Santa Prassede during the pontificate of Nicholas IV".[17][18] The flower-crowned skull of Saint Valentine is exhibited in the Basilica of Santa Maria in Cosmedin, Rome. Other relics are found at Whitefriar Street Carmelite Church in Dublin, Ireland.[19]

Valentine of Terni became bishop of Interamna (now Terni, in central Italy) and is said to have been martyred during the persecution under Emperor Aurelian in 273. He is buried on the Via Flaminia, but in a different location from Valentine of Rome. His relics are at the Basilica of Saint Valentine in Terni (Basilica di San Valentino). Professor Jack B. Oruch of the University of Kansas notes that "abstracts of the acts of the two saints were in nearly every church and monastery of Europe."[20] The Catholic Encyclopedia also speaks of a third saint named Valentine who was mentioned in early martyrologies under date of February 14. He was martyred in Africa with a number of companions, but nothing more is known about him.[21] A relic claimed to be Saint Valentine of Terni's head was preserved in the abbey of New Minster, Winchester, and venerated.[22]

February 14 is celebrated as St. Valentine's Day in various Christian denominations; it has, for example, the rank of 'commemoration' in the calendar of saints in the Anglican Communion.[12] In addition, the feast day of Saint Valentine is also given in the calendar of saints of the Lutheran Church.[13] However, in the 1969 revision of the Roman Catholic Calendar of Saints, the feast day of Saint Valentine on February 14 was removed from the General Roman Calendar and relegated to particular (local or even national) calendars for the following reason: "Though the memorial of Saint Valentine is ancient, it is left to particular calendars, since, apart from

Your Song Italian Restaurant covers Elton John Billy Joel tribute James ...

For VALENTINE'S DAY: Your Song Italian Restaurant covers Elton John Billy Joel tribute James Graff Band Spring Lake NJ US https://958.prequalifyme.today for FREE no SS#/hassle/obligation mortgage help, rate quotes, etc. FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http:/HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators "Your Song" is a song by English musician Elton John from his self-titled second studio album (1970). It was written by John and his longtime collaborator Bernie Taupin. The song was recorded at Trident Studios in London in January 1970 and released in the United States in October 1970 as the B-side to "Take Me to the Pilot". Both songs received airplay, but "Your Song" was preferred by disc jockeys and replaced "Take Me to the Pilot" as the A-side, eventually making it to number eight on the Billboard chart. The song also peaked at number seven on the UK Singles Chart, as well as charting in the top 10 in several other countries. "Your Song" was first released by American rock band Three Dog Night in March 1970 on their third studio album, It Ain't Easy. John was an opening act for the band at the time and allowed them to record it. They did not release it as a single as they wanted to let John, then an upcoming artist, have a go with it. In 1998, "Your Song" was inducted into the Grammy Hall of Fame.[3] In 2004, the song was placed at number 137 on Rolling Stone's list of "The 500 Greatest Songs of All Time", as well as in its 2010 list. The song is listed among the Rock and Roll Hall of Fame's 500 Songs that Shaped Rock and Roll.[4] A demo version was included in John's 1990 box set album To Be Continued.[5] The song has been covered by a number of artists, including Ellie Goulding, whose version reached number two on the UK Singles Chart in late 2010, and Lady Gaga. The song was also covered by Ewan McGregor in the 2001 musical film Moulin Rouge! and by Taron Egerton in the 2019 film Rocketman. The song was eventually certified 2x Platinum by the RIAA.[6] It's a little bit funny, this feelin' inside I'm not one of those who can easily hide I don't have much money, but boy, if I did I'd buy a big house where we both could live If I was a sculptor, but then again, no Or a man who makes potions in a travelin' show Oh, I know it's not much, but it's the best I can do My gift is my song and this one's for you And you can tell everybody this is your song It may be quite simple but now that it's done I hope you don't mind I hope you don't mind That I put down in words How wonderful life is while you're in the world I sat on the roof and kicked off the moss Well, a few of the verses, well, they've got me quite cross But the sun's been quite kind while I wrote this song It's for people like you that keep it turned on So excuse me forgettin', but these things I do You see, I've forgotten if they're green or they're blue Anyway, the thing is, what I really mean Yours are the sweetest eyes I've ever seen And you can tell everybody this is your song It may be quite simple but now that it's done I hope you don't mind I hope you don't mind That I put down in words How wonderful life is while you're in the world I hope you don't mind I hope you don't mind That I put down in words How wonderful life is while you're in the world HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac...

Virtuosic Piano Medley MISTY Boogie Woogie Blues AUTUMN LEAVES GODFATHER...

Virtuosic Piano Medley MISTY Boogie Woogie Blues AUTUMN LEAVES GODFATHER THEME EUROPA James Graff EU Boogie Woogie Blues Jazz Stride Piano solo Wildes Pubi Tartu Eesti Estonia E.U. JAMES GRAFF plays ALL instruments: THE 5th MOST VIEWED MUSICIAN IN THE WORLD!!! well over 7 MILLION video views!! 250,000+ "friends" 90,000+ channel views 3,000+ subscribers (with two previous channels) 135+ award winning, live concert and MTV style entertainment videos 35+ all original, self-produced music videos I wrote, produced, engineered, sang & played every instrument on almost all of my recordings - they're really just demos-live is another story Virtuosic Piano Medley: MISTY - Errol Garner Boogie Woogie Blues AUTUMN LEAVES GODFATHER THEME (Speak Softly Love) EUROPA - Santana Former member of: Bubba Feesh and the Fins, Von Hed, The Runaways, Vanity, Caravan, The Mad Hatters, The Family, Night Shift, Bertie Higgins, Dennis Yost, Platters, Laurie Miller, Southern Comfort Soco Soko, Pauley Lane Band, West Palm Beach Rooftop Lounge Jazz House band(?), Applause, Jamie King Colton, Motor, Signal Zero, Gimme 5, Roger and Jamie, Jamie and Kenny, Mardi Gras Band, Slow Kids at Play, The Graff Brothers' Band, Jack, Black Jack, Mustang, House of Games, High and Dry, Kolumbus Kris, Kabu, Säde, Swedish Boat Band, Visnapuu Soolt Band, The Drivers, Baby O, Trax, B Street Band, Kids at Play, Jack NJ, Paul Heaney Band, Paul Heaney Jazz trio/quartet/quintet, Funbox, Fatback, Get Down Committee, Goodstock Jamband, Marel Hidalgo Stone Feathers, Fungus Amongus, Imäujahammõq, Desperados, O'Desperados, J.T. Bowen, Bilsby Brothers, 44 Fridays, Off the Grid, etc. "Fantastic!! This is really great!" "I LOVE THIS...." "that was amazing :)" "Best thing I've seen on Youtube!!!" "You rule!!" "Suuuuuuperb" "Pure Geneious!" (sic) "Wow! Awesome! absolutely killer" "This guy is REALLY REALLY REALLY REALLY Talented!" "this guy is amazing! i've been watching his videos like all day. One of the most talented guys i've seen" "vocals are unreal as others have said" "he have the voice like bon scott ^^ love this :-)" "Really great voice" .... "you've got a great voice" "do you do any bon jovi covers,your voice is like jons" "You rule man, that's a magic cover ;-) 5/5" ""F**K ME RUNNIN'".........this is the s**t" "Wow! That's a great video! With great music too!" "Great song! And the video is hilarious" "Great song, vocal, instrumental....you do it all james!!!!" "great song! :D" .... "great tune!" .... "cool song are there more?" "Holy good God... That's insane... You are definitely one of the greatest " "All of the positive comments here are well-justified. you are so awesome! :)" "What amazing piano playing. Great singing too." "Awesome playing and singing" "You are so talented, it is amazing." "definitely the best cover of this song i have EVER heard, i really give you props for that! EXCELLENT JOB!" "awesome song... Omg the man rocks!" "You are so talented, it is amazing. What an inspiration." "simply the bee's knee's, top class" "Absolutely fantastic cover. In some ways even better than the original. Keep it coming." "Excellent cover, very very good job! Loved every second" "improvised piano playing My name is Michael, I just watched a video of somebody playing the piano and I am guessing it was you who was playing the piano in the video. Its very inspiring and it blew my mind. I just had to say it was fantastic." "U must b paying people 4 these comments." (THOUSANDS of more comments on youtube!) JAMES GRAFF: Toured dozens of countries with members from international Grammy & Billboard award winning acts: Marilyn Manson ("Sweet Dreams", "The Beautiful People"...) The Frank Sinatra Orchestra ("My Way", "New York, NY", “Summer Wind”...) Allman Brothers Band (“Whippin Post”, “Melissa”, “Ramblin’ Man”, “One Way Out”, “Southbound”, “Midnight Rider”...) Extreme Creed Steve Vai Steve Morse Band/Dixie Dregs Dream Theatre The Classics IV ("Spooky", "Stormy", "Traces of Love") Garry Tallent Hanu Leiden Hetero Ultima Thule Magnetic Band Pantokraator J.T. Bowen Jersey Artists for Mankind Linear Expose The Platters Bertie Higgins Gloria Estefan & the Miami Sound Machine Dion etc OPENING FOR: Marilyn Manson, The Beach Boys, The Romantics, Jefferson Starship, Modern English, Quiet Riot, The Guess Who, Ted Nugent, Mountain, Molly Hatchet, Richie Havens, Ace Freely, Wasp, Dave Barry, Atlanta Rhythm Section, Dennis Yost (Classics IV), Steinhardt Moon Project (Kansas), Marty Balin (Jefferson Starship), Melanie, Bertie Higgins, Arlo Guthrie, Kathleen Madigan, Saigon Kick, War, Agent M, Ans. Andur, Apelsin, Bedwetters, Claire's Birthday, Crystal Cloisters, Ewert and The Two Dragons, Gunnar Graps Group, Herald, Illumenium, J.M.K.E., Kosmikud, Liblikas, Magnetic Band, Metsatöll, Nevesis, No-Big-Silence, Pantokraator, Progress, Propeller, Põhja Konn, Rock Hotel, Röövel Ööbik, Ruja, Singer Vinger, Smilers, Tanel Padar & The Sun, Terminaator, The Princes, The Tuberkuloited, Ultima Thule, Vanilla Ninja, Vennaskond, Winny Puhh, etc

Beth cover Kiss tribute solo piano James Graff Yamaha SY99 Supersports F...

Beth cover Kiss tribute solo piano James Graff Yamaha SY99 Supersports Ft. Lauderdale Florida U.S.A. FOR VALENTINES DAY! "Beth" is a song by American rock band Kiss, originally released on their 1976 album Destroyer. It was composed by drummer Peter Criss, his friend Stan Penridge and producer Bob Ezrin. Casablanca Records released it as a single in August 1976, after it was released as the B-side of "Detroit Rock City". "Beth" is Kiss's biggest commercial hit in the United States; it reached #7 on the Billboard Hot 100, received a Gold Record certification from the RIAA and a People's Choice Award in the "Favorite Song" category in 1977. "Beth" ranked #3 in VH1's 25 Greatest Power Ballads.[2] The song, originally titled "Beck", was composed by Criss and Penridge during their time with the band Chelsea. During the recording of Destroyer, Criss showed it to Ezrin, who made several changes to it and recommended changing its title to "Beth". Due to its positive commercial reception, the song appeared in a large part of Criss's concerts, where most of the time, he sang it over an instrumental track. "Beth" has appeared on several compilations and live albums, including Kiss Unplugged (1996), where the group performed it acoustically. Beth, I hear you calling But I can't come home right now Me and the boys are playing And we just can't find the sound Just a few more hours And I'll be right home to you I think I hear them calling Oh Beth, what can I do? Beth, what can I do? You say you feel so empty That our house just ain't a home That I'm always somewhere else And you're always there alone Just a few more hours And I'll be right home to you I think I hear them calling Oh Beth, what can I do? Beth, what can I do? Beth, I know you're lonely And I hope you'll be alright 'Cause me and the boys will be playing all night "Beth" is a song by American rock band Kiss, originally released on their 1976 album Destroyer. It was composed by drummer Peter Criss, his friend Stan Penridge and producer Bob Ezrin. Casablanca Records released it as a single in August 1976, after it was released as the B-side of "Detroit Rock City". "Beth" is Kiss's biggest commercial hit in the United States; it reached #7 on the Billboard Hot 100, received a Gold Record certification from the RIAA and a People's Choice Award in the "Favorite Song" category in 1977. "Beth" ranked #3 in VH1's 25 Greatest Power Ballads.[2] The song, originally titled "Beck", was composed by Criss and Penridge during their time with the band Chelsea. During the recording of Destroyer, Criss showed it to Ezrin, who made several changes to it and recommended changing its title to "Beth". Due to its positive commercial reception, the song appeared in a large part of Criss's concerts, where most of the time, he sang it over an instrumental track. "Beth" has appeared on several compilations and live albums, including Kiss Unplugged (1996), where the group performed it acoustically. Release Casablanca Records released "Beth" in August 1976 as Destroyer's fourth single. The album, released on March 4, peaked at #11 on the Billboard 200, but quickly began to decline. Its first two singles, "Shout It Out Loud" and "Flaming Youth", failed to match "Rock and Roll All Nite" - until then the group's most successful song in the United States - and Casablanca Records executives had to choose another song from the album to release as a single.[16] Casablanca president Neil Bogart asked promoter and disc jockey Scott Shannon for his honest opinion on which of Destroyer's tracks was a potential hit. To his surprise, Shannon chose "Beth", although Bogart asked him to forget it because he felt the song had only been included as a favor to Peter Criss. In the face of Bogart's refusal, Shannon contacted vice president Larry Harris, who revealed that Bogart disliked "Beth" because it was his ex-wife's name and he felt the lyrics reflected the process of their divorce.[17] FREE no SS#/hassle/obligation mortgage help: https://958.prequlaifyme.today FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http:/HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators Sister Jungleland Beth HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac...

Jungleland Bruce Springsteen tribute cover James Graff singing piano key...

For Valentines Day:

"...Lonely-hearted lovers

Struggle in dark corners

Desperate as the night moves on

Just one look

And a whisper, and they're gone

Beneath the city two hearts beat

Soul engines running through a night so tender

In a bedroom locked

In whispers of soft refusal

And then surrender..."

"Jungleland"

The Rangers had a homecoming
In Harlem late last night
And the Magic Rat drove his sleek machine
Over the Jersey state line
Barefoot girl sitting on the hood of a Dodge
Drinking warm beer in the soft summer rain
The Rat pulls into town rolls up his pants
Together they take a stab at romance
And disappear down Flamingo Lane

Well the Maximum Lawmen run down Flamingo
Chasing the Rat and the barefoot girl
And the kids round here look just like shadows
Always quiet, holding hands
From the churches to the jails
Tonight all is silence in the world
As we take our stand
Down in Jungleland

The midnight gang's assembled
And picked a rendezvous for the night
They'll meet 'neath that giant Exxon sign
That brings this fair city light
Man there's an opera out on the Turnpike
There's a ballet being fought out in the alley
Until the local cops
Cherry Tops

Rips this holy night
The street's alive
As secret debts are paid
Contacts made, they vanish unseen
Kids flash guitars just like switch-blades
Hustling for the record machine
The hungry and the hunted
Explode into rock'n'roll bands
That face off against each other out in the street
Down in Jungleland

In the parking lot the visionaries
Dress in the latest rage
Inside the backstreet girls are dancing
To the records that the DJ plays
Lonely-hearted lovers
Struggle in dark corners
Desperate as the night moves on
Just one look
And a whisper, and they're gone

Beneath the city two hearts beat
Soul engines running through a night so tender
In a bedroom locked
In whispers of soft refusal
And then surrender
In the tunnels uptown
The Rat's own dream guns him down
As shots echo down them hallways in the night
No one watches when the ambulance pulls away
Or as the girl shuts out the bedroom light
Outside the street's on fire
In a real death waltz
Between what's flesh and what's fantasy
And the poets down here
Don't write nothing at all
They just stand back and let it all be
And in the quick of the night
They reach for their moment
And try to make an honest stand
But they wind up wounded
Not even dead

Tonight in Jungleland."

#brucespringsteen #jungleland #livemusic #valentinesday

#valentine2021 #JamesGraff #piano #musicaltribute #roybittan #valentines2021 #jerseyshore

https://youtu.be/MUUGA94cXVA

Additional Stimulus May Push Rates a Little Higher -James Graff 732-500-...

Additional Stimulus May Push Rates a Little Higher

The Senate recently passed a budget resolution which will greenlight the $1.9 Trillion Dollar relief package. This means that more Treasuries will need to be issued to pay for this package.  The additional supply of Treasuries in the marketplace can cause rates to move a little higher.

If you have been thinking about refinancing or purchasing a home, now is the time.  Rates are still near all-time lows and there is still an amazing opportunity to create wealth through home ownership.

Experts are predicting 6% home price appreciation in 2021.  A $300,000 home would gain $18,000 in just one year with 6% appreciation.

Contact me to take advantage of these extremely low rates while they are still available.  

James Graff
732-500-6883
Spring Lake, New Jersey 07762

 Advisors Mortgage Group, L.L.C.
1411 Highway 35, Ocean, NJ. 07712
Company NMLS # 33041

#refinance #rates #interestrate #interestrates #stimulusbill #stimuluspackage #stimulus #stimuluscheck #mortgage #realestate #interestrates #opportunity #mortgages #networth #refi #agent  #realtor #housingmarket

Market Update New Construction Comes in Hot James Graff 732-500-6883 Adv...

Market Update video: New Construction Comes in Hot

James Graff

Call me to discuss your unique situation

732-500-6883

https://958.prequalifyme.today

for no SS#/hassle/obligation

mortgage help, rate quotes, etc.

Advisors Mortgage Group, L.L.C.

https://youtu.be/FSt9DWyveIA via @YouTube

What Experts Are Saying About 2021 Job Market HOME LOAN James Graff 732-500-MUTE Advisors Mortgage Group, L.L.C. Monmouth County New Jerssey

What Experts Are Saying About 2021 Job Market HOME LOAN James Graff 732-500-MUTE Advisors Mortgage Group, L.L.C. Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at the Wall Street Journal (WSJ), explains: “The economy is probably not slipping back into recession. The drop was induced by new restrictions on activity as the pandemic raged out of control. Leisure and hospitality, which includes restaurants, hotels, and amusement parks, tumbled 498,000.” In the same report, Michael Pearce, Senior U.S. Economist of Capital Economics, agreed: “The 140,000 drop in non-farm payrolls was entirely due to a massive plunge in leisure and hospitality employment, as bars and restaurants across the country have been forced to close in response to the surge in coronavirus infections. With employment in most other sectors rising strongly, the economy appears to be carrying more momentum into 2021 than we had thought.” Once the vaccine is distributed throughout the country and the pandemic is successfully under control, the vast majority of those 480,000 jobs will come back. Here are two additional comments from other experts, also reported by the WSJ that day: Nick Bunker, Head of Research in North America for Indeed: “These numbers are distressing, but they are reflective of the time when coronavirus vaccines were not rolled out and federal fiscal policy was still deadlocked. Hopefully, the recent legislation can help build a bridge to a time when vaccines are fully rolled out and the labor market can sustainably heal.” Michael Feroli, Chief U.S. Economist for JPMorgan Chase: “The good news in today’s report is that outside the hopefully temporary hit to the food service industry, the rest of the labor market appears to be holding in despite the latest public health challenges.” What impact will this have on the real estate market in 2021? Some are concerned that with millions of Americans unemployed, we may see distressed properties (foreclosures and short sales) dominate the housing market once again. Rick Sharga, Executive Vice President at RealtyTrac, along with most other experts, doesn’t believe that will be the case: “There are reasons to be cautiously optimistic despite massive unemployment levels and uncertainty about government policies under the new Administration. But while anything is possible, it’s highly unlikely that we’ll see another foreclosure tsunami or housing market crash.” Bottom Line For the households that lost a wage earner, these are extremely difficult times. Hopefully, the new stimulus package will lessen some of their pain. The health crisis, however, should vastly improve by mid-year with expectations that the jobs market will also progress significantly. FREE Guides: Home Buying-https://bit.ly/33UTW2K Home Selling-https://bit.ly/3mTvLuv FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com PREQUALIFY for loan: https://bit.ly/2GuyvgQ APPLY for loan: https://bit.ly/2HH6cwi FREE MORTGAGE CALCULATORS: https://JGraff.AdvisorsMortgage.com/calculators FREE current copy of my periodical eMag: "HOME LOANS NEWS": https://1drv.ms/u/s!Al3KFhVmz0hu8zVpDugzDgdYmOiv?e=RMwEP1 And FREE subscription for anyone interested in receiving it via email - just instant message me your email address - no hassle/obligation - cancel anytime - absolutely FREE! "I wrote the book on home loans...;o)" - James H. Graff FREE "beta/test" copy of my new 70+ page, pdf Ebook "HOME LOANS: LINKS to lots of FREE guides, tips, info, advice on virtually ALL current aspects of buying, selling and financing a home" FREE copy: https://1drv.ms/u/s!Al3KFhVmz0hu8zh4BHmqfOrEdO9U?e=2kbvT4 732-500-6883 https://JGraff.AdvisorsMortgage.com/contact https://facebook.com/nmls1974758 HOME LOANS James Graff NMLS# 1974758 Advisors Mortgage Group, L.L.C. NMLS# 33041 2899 Highway 35 North Hazlet N.J. 07730 In 34 states of The United States of America: AZ CA CO CN DE D.C. FL KS KY IL IN ME MD MA MI MN NJ NY NC OH OR PA RI SC SD TX VT VA WA WV Cash out refinance, debt consolidation, renovation loan, reverse mortgage, pre-qualify, pre-approval letter, FHA VA USDA HELOC HECM FNMA Fannie Mae FHLMC Freddie Mac... #mortgages #mortgage #marketupdate #refinance #homebuying #realestate #homeownership #advisors #marketupdates #homeloan #homeloans #debtconsolidate #realtor #realestateagent #agent #mortgagecalculator

Why buying in sellers' market doesn't have to be medieval - Get pre-approved, helps U bid: serious buyer who knows their budget-Work with agent-Make Decisions-Do your research James Graff 732-500-MUTE Advisors Mortgage Group, L.L.C. https://958.prequalifyme.today for no SS#/hassle/obligation help

Hi, this is an INFOGRAPHIC: First, understand your competition (...it's pretty serious!) Get pre-approved to show you are are a serious buyer (Know your budget and help you with your bidding) Shop below your price point in case you enter a bidding war (...which is fairly likely this month...)

Work with a trusted agent (...of course...I would be more than happy to recommend several in any given market...) They negotiate on your behalf and know how to help you craft a winning offer (...so important...)They understand the terrain and can help you move quickly and efficiently (..which is also very important in this market: You have to move quickly or lose the houses in short supply...)

Make concrete decisions. Finalize your budget and stick to it (...a pre-approval letter is essential for that...you really don't know until you have that...I'm guessing...unless you have all cash?...I don't really know...) Prioritize your wish list. Bedrooms, amenities, school district, neighborhood, etc. (...know what you want...know what you expect...know what you can't live without...very important...especially if you are making quick decisions...)

Do your research. Use virtually tours before you see a home in person (...save everyone time and energy...to your advantage...) Learn about the area and local development plans (...again talk to a professional that already knows... the best, most highly recommended professionals you can find...I would love to refer you to them...I would love to be one for you... This has been James Graff with another Mortgage Minute brought to you by Advisors Mortgage...another mortgage minute: Why selling and buying in this market doesn't have to be medieval...all right...have a good one...bye!)

https://958.prequalifyme.today for no SS#/hassle/obligation help

FREE Real Estate tips: http://RealEstateWithAdvisorsJG.com

FREE Guides: Home Buying-https://bit.ly/33UTW2K

Home Selling-https://bit.ly/3mTvLuv

FREE “INSTANT” HOME VALUE: http://HomeValuesWithAdvisorsJG.com

PREQUALIFY for loan: https://bit.ly/2GuyvgQ

APPLY for loan: https://bit.ly/2HH6cwi

732-500-6883

https://JGraff.AdvisorsMortgage.com/contact

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Things to Avoid After Applying for a Mortgage LOAN James Graff 732-500-MUTE Advisors Mortgage Group, L.L.C. Monmouth County

Once you’ve found the right home & applied for a mortgage, there are some key things to keep in mind before you close to ensure your home loan can still be approved.

Reach out to learn more: https://958.prequalifyme.today

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